Tracy,
Have you considered contacting the Charity to which you intend the money to go and explain what you are doing. Ask if the charity will register with eBay and allow you to auction under their name as a nonprofit, then they can assign you a portion of the money to cover Paypal fees. All other fees from Missionfish and eBay are waived. Ebay\'s policy:
Nonprofit Direct Seller
When a nonprofit lists an item through Giving Works to support their mission:
1. There is no minimum donation
2. There is no MissionFish fee
3. The nonprofit seller is responsible for
all eBay and PayPal fees
4. eBay will donate their insertion and
final value fees to the nonprofit if the
item sells
5. The nonprofit may also pay a portion
of the final sale price to an auction
management company, merchandise
consigner or other third party. This
information may or may not be noted in
the item description.
Sample transaction
Final sale price $100.00
Donation percent 100%
eBay fees- nonprofit seller $4.12
MissionFish fee $0.00
MissionFish credit card fee $0.00
eBay fee donation $4.12
Nonprofit receives: $104.12
The charity can assign $4.98 per $100 that would cover Paypal fees. You would just forward the other $99.14 to the charity and you are out no fees at all.
Ebay willl also waive their fees if 100% is designated as a donation, but you still would owe $1.78 per $100 in Missionfish fees and Paypal fees of $3.20 for a total of $4.98 per $100.
Donations of 10% to 90% will incur eBay, Missionfish and Paypal fees. Keeping 30% for fees would result in about $5.19 in fees on a $70 sale.
You would save $5.90 if you cut out Missionfish altogether and sent the money directly to the charity. Ebay fees of $2.33 per $100 sale would be incurred, but you could deduct both paypal and ebay fees for each sale before sending the money on to the charity. You can then accept checks or money orders made out to the charity and deduct those fees from another transaction.
No one doubts that this is less than a labor of love, but, to provide a measure of protection for yourself, you could post each transaction, along with fees incurred and amount deducted to cover those fees on this forum so everyone can keep up with the amounts generated for the charity.
Been there, done that.
