My artists' acrylics in tubes (and jars) don't separate when very thinned down. I used to add more medium when painting with thinned-down colors, but I found it made them too shiny. Even without extra medium, the acrylics I use (Golden, mostly, with the odd Winsor & Newton, Gamblin or Liquitex) thin down and dry just fine.
I don't like using soap in paints, but then I'm extra super cautious about things. I suppose for minis it's less important, but when making a wall painting or illustration I want it to be as archival as possible.